Even though COVID-19 seems to be rapidly changing many aspects of our daily lives, America's Christian Credit Union (ACCU) remains deeply rooted in our faith in Christ. Our prayer is that God will continue to give you and your family all you need to be well and have peace.
"May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit." - Romans 15:13 (NIV)
Safety & Security
We want to reassure you that ACCU remains well in excess of what regulators call "well-capitalized." This has solidly prepared us for economic challenges such as these. All funds at ACCU are Federally insured to $250,000. As an additional member benefit, ACCU has had a long-standing relationship with American Share Insurance (ASI) to provide additional deposit insurance for balances above federal limits.
Individual Retirement Accounts Required Minimum distributions (RMDs)
The CARES Act temporarily waives required minimum distributions (RMDs) from qualified retirement plans and IRAs for the calendar year 2020. This relief also applies to beneficiaries of inherited retirement accounts taking only the yearly required minimum distributions. If you would like to forego your 2020 RMD please contact our IRA Specialist at 626-208-5559.
Our Banking, Membership, and Lending teams have been working tirelessly with federal & state regulators to extend the breadth of services and options we have to serve you. Our goal is to provide you with any additional information we can to ensure your banking experience is seamless, and you get the support you need during these challenging times. Below are a couple of actionable steps to help you navigate your specific needs.
Social Distance Banking
During these unprecedented times; we are working to keep you, our members, as well as our staff, healthy and safe while ensuring you have easy access to your accounts. Limiting trips to the branch and getting set up with online & mobile banking is the best way to accomplish this for everyone involved.
Our online and mobile banking platforms are the easiest means to access your account. Upon logging in, you can accomplish any number of banking functions, including: reviewing account balances, transferring money, paying loans, depositing checks, and much more. This is especially important as we are being given "distance banking" recommendations by national and local authorities.
Branch Locations & ATMs
Whenever possible, and in accordance with "distance banking" recommendations, we encourage members to take advantage of drive-thru banking services and ATMs for cash transactions. ACCU is part of the Co-Op, and Shared Branch Network, which grants access to tens of thousands of shared branching and surcharge free-ATM locations nationwide. Due to staffing limitations at many of these shared branch sites, services may be limited or temporarily suspended to shared branch members. We advise calling each location to ensure shared branch services are available prior to arrival. The most up-to-date information about branch lobbies and potential closings is available on our website at co-opfs.org.
All ATMs including those within the Co-Op network will continue to operate as normal as will your debit and credit card transactions. There will be no disruptions to these key processes as we all seek to get through this outbreak together. As a friendly reminder, please be sure to use hand sanitizer or wash your hands for a full 20 seconds as soon as possible after touching ATMs and before touching your face.