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Got a Check? Mobile Deposit Anytime with ACCU's Mobile Banking App

What is Mobile Deposit? Mobile Deposit is a service that allows you to take a picture of checks and transmit the images to America's Christian CU for posting and clearing. This service can help to eliminate a trip to the branch or ATM during this uncertain time. 
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To get started, you must enroll in ACCU's Online Banking service and create a login. Then download our mobile banking app from the Apple App Store or Google Play Store and log in to your account.  Follow the steps below to deposit a check. 

  1. Click "Menu"
  2. Click "Transactions" 
  3. Click "Deposit Check" - upon first use of this service you will be prompted to enroll. Please read and accept the terms and conditions in order to continue. 
  4. Enter The Amount 
  5. Capture Image
  6. Submit

Download Our Mobile Banking App

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Frequently Asked Questions

Mobile Deposit uses the same level of security and encryption standards as Online Banking, ensuring that member deposits and personal information are completely safe.

No, Mobile Deposit is a free service offered to you.

To enroll into Mobile Deposit, you must first be a member of America's Christian CU. If you are a member, you can enroll by downloading the Mobile Banking app from the App Store (iPhone) or Market App (Android). Search for America's Christian Credit Union.

The first time you login you will be prompted to enroll.

Please allow 2 business days for your enrollment to be reviewed and approved

A. To check the status of a deposit, log into the application and click on the 'Review' button. Deposit history for all statuses will be displayed "pending," "rejected," or "accepted."

No, only one check can be deposited at a time.

Yes, you can.

No. The check can only be deposited into Mobile Deposit once. If you've entered the check amount incorrectly, it will most likely be in a pending status awaiting further review. You can verify this by going to 'Review' and viewing the status of the deposit. In many cases a representative will review the deposit and correct the amount, allowing the check to process. However, if you do not see that the check is in a pending status, please contact the credit union at 800.343.6328.

Unacceptable check types include:

America's Christian CU Check Drawn on Personal Account

  • The deposit of a personal check that is drawn on the same account holder's personal checking at America's Christian CU is PROHIBITED. Deposits of this nature will result in the immediate revocation of this service and may subject you to collection efforts.

Foreign Checks / Foreign Money Orders

  • A check or money order that is issued by a financial institution in another country (Canada, France, etc.) may ONLY be deposited by mail to America's Christian CU, PO Box 5100, Glendora, CA 91740

Altered Checks

  • An altered check is any check that contains evidence of a change (correction fluid, crossed out amounts, etc.) to information on the face of the check. Members with altered checks MUST get a replacement check from the maker before America's Christian CU will accept the deposit.

Stale Dated Checks

  • Certain checks contain instructions such as: "Void after 90 days after issue date" or "must be cashed within 6 months of issue date."

Incomplete Items

  • An incomplete item is any item that does not contain signatures of the maker, endorsement signatures, or is missing any of the information required.

Non-Negotiable Items

  • The deposit of any item stamped with a "non-negotiable" watermark is PROHIBITED. Deposits of this nature will result in the immediate revocation of this service and may subject you to collection efforts

Damaged Checks

Non-legible Checks