E-SIGN CONSENT DISCLOSURE

 

In accordance with federal law, ACCU is required to obtain your consent before providing required disclosures electronically as you complete the electronic application process for becoming an ACCU member, opening additional accounts, applying for credit and obtaining loans, and requesting additional products and services. Because the membership and loan application processes are provided electronically, the Electronic Signatures in Global and National Commerce Act (E-Sign) requires that we provide the following disclosure and that you agree to it by checking the box below and clicking “Submit this Application for Approval” before we can permit you to continue with the application process.

Your consent to receiving electronic disclosures will apply to the disclosures provided for becoming an ACCU member, applying for credit and obtaining loans, and/or for any additional products or services you obtain through this process.

To receive disclosures electronically, you need a computer with access to the Internet and an Internet browser that supports 128-bit encryption, such as Internet Explorer. Adobe Acrobat is also needed, since some disclosures are in PDF format. You will also need access to a printer or the ability to download and save information in order to keep copies for your records. By consenting, you acknowledge that you meet the hardware and software requirements. If your Internet browser or Adobe Acrobat is updated to a higher version after you’ve given your consent, you may need to download the higher version in order to access and/or print the disclosures in the future.

You may request paper copies of disclosures at any time, free of charge, after consenting to receive electronic disclosures and submitting your online application(s), by contacting us in writing at "America's Christian Credit Union, 2100 E Route 66, Glendora, CA, 91740, Attention Compliance". Your request must include your email address, full name, mailing address, and telephone number, as well as a statement advising America's Christian Credit Union that you withdraw your consent to receive notices and disclosures electronically. To request and receive future products and services electronically, a new E-Sign consent would be required.

In order to effectively communicate with you, you must advise us if you change your e-mail address, by calling us at (800) 343-6328, emailing us at info@americasccu.com, or sending USA letter to the address above with your full name, mailing address, phone number, and request. Important note: please do not send confidential information via e-mail. If you need to send something confidential — and you’re enrolled in ACCU Online Banking — log in to send a secure message or contact a member service representative at (800) 343-6328 for instructions on how to send us a secure and encrypted email message.

By checking the box corresponding to this disclosure on the application, you agree that you have the ability to receive disclosures electronically and consent to receiving such disclosures electronically for credit union membership, loans, and other products and services you may request.