1 Corporate Application & Account Agreement V1 Header Image

Note: Your privacy is very important to us. To better serve you, the form information you enter is recorded in real time.

IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for the entity's name, address, and other identifying documents that will allow us to identify the entity. We may also ask for additional personal information, such as drivers license, date of birth, or other identifying documents for all signers, personal guarantors, and other authorized officers on the account(s). The information you provide is protected by our privacy policy and federal law.


ORGANIZATION INFORMATION

To resume your application at a later time, please select the Save and Resume option at the bottom of this form.

ORGANIZATION TYPE:*

As a state chartered and federally insured Credit Union, ACCU is only able to offer services to individuals and corporate entities that fall within our defined Field of Membership. Please indicate below how your organization qualifies for ACCU membership. Please note that selecting "Other" is not an automatic disqualification. ACCU's Field of Membership committee is happy to review your organization's statement of faith to ensure that it aligns with our own.

As a state chartered and federally insured Credit Union, ACCU is only able to offer services to individuals and corporate entities that fall within our defined Field of Membership. Businesses qualify for membership when all business owners are individually eligible for membership with the credit union. By continuing this application, you acknowledge that you have reviewed and understand ACCU’s Membership Eligibility guidelines, and qualify for membership per the requirements stated therein.

CHURCH AFFILIATION*
SCHOOL AFFILIATION*
MINISTRY AFFILIATION*
STATEMENT OF FAITH
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BUSINESS OWNERSHIP TYPE*
Please note: All owners of the business, regardless of percentage of ownership, must personally qualify within our Field of Membership for the Business to qualify.
IS THIS A SINGLE MEMBER LLC?*
PHYSICAL ADDRESS (NO P.O. BOX)*
DIFFERENT MAILING ADDRESS?*
MAILING ADDRESS*

ACCOUNT SIGNERS/INFO ONLY INDIVIDUALS

Please indicate the individuals who are authorized to be listed on the account(s) and act on behalf of the organization. If an individual is authorized to receive information about the account(s) held with ACCU but may not conduct transactions, please select "Information Only." 

Please Note: Federal law requires us to obtain sufficient information to verify the identity of all individuals listed below.  After completing this application, all account signers or information only individuals listed below will each receive a separate form to complete to provide their information and one or more forms of identification to fulfill this requirement.

Churches and ministries are required to have a minimum of two signers. Businesses are required to have a minimum of one signer.

SIGNER 1 NAME*
SIGNER 1 ACCOUNT AUTHORIZATION*
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT?*
If you are opening a Church account, we require a minimum of 2 authorized signers
SIGNER 2 NAME*
SIGNER 2 ACCOUNT AUTHORIZATION*
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT?*
SIGNER 3 NAME*
SIGNER 3 ACCOUNT AUTHORIZATION*
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT? *
SIGNER 4 NAME*
SIGNER 4 ACCOUNT AUTHORIZATION *
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT?*
SIGNER 5 NAME*
SIGNER 5 ACCOUNT AUTHORIZATION *
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT?*
SIGNER 6 NAME*
SIGNER 6 ACCOUNT AUTHORIZATION *
DOES THIS INDIVIDUAL NEED A VISA® DEBIT CARD FOR THE CHECKING ACCOUNT?*

BOARD INFORMATION

HEAD OF ORGANIZATION/PRESIDENT/PASTOR*
TREASURER*
SECRETARY*

CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY MEMBER

To help the government fight financial crime, federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law enforcement investigate and prosecute these crimes.

This section must be completed by the person opening a new account on behalf of a legal entity with any of the following U.S. financial institutions: (i) a bank or credit union; (ii) a broker or dealer in securities; (iii) a mutual fund; (iv) a futures commission merchant; or (v) an introducing broker in commodities.

For the purposes of this form, a legal entity includes a corporation, limited liability company, or other entity that is created by a filing of a public document with a Secretary of State or similar office, a general partnership, and any similar business entity formed in the United States or a foreign country. Legal entity does not include sole proprietorships, unincorporated associations, or natural persons opening accounts on their own behalf.

NAME OF NATURAL PERSON WITH SIGNIFICANT RESPONSIBILITY FOR MANAGING LEGAL ENTITY*

You are required to provide the address, date of birth, and Social Security number for the natural person with significant responsibility for managing the legal entity customer.

Date of Birth*
Residential Address (No P.O. box is accepted here)*

You are required to provide the address, date of birth, and Social Security number for the natural person with significant responsibility for managing the legal entity customer.

Residential Address (No P.O. box is accepted here)*

Please provide the following information for each individual who, directly or indirectly, through any contract, arrangement, understanding, relationship or otherwise, owns any equity interests of the legal entity listed above.  For each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interest of the legal entity customer, we will be required to collect from them additional identifying information including date of birth, residential address, and Social Security Number.

OWNER 1*
OWNER 2*
OWNER 3*
OWNER 4*
OWNER 5*
OWNER 6*

SUPPORTING DOCUMENTS

The following documentation is necessary to establish accounts with America's Christian Credit Union. We do require the documents below based on your organization type selected above.  If you need more time to collect these documents, please use the Save and Resume option at the bottom to ensure your progress on this application is saved before closing out.  

If you are not able to provide all documents at this time, please proceed with submitting the application and a member services representative will contact you to collect any remaining documentation.

STAMPED/FILED ARTICLES OF INCORPORATION
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BYLAWS
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STAMPED/FILED ARTICLES OF ORGANIZATION
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EIN CONFIRMATION LETTER FROM IRS
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COPY OF YOUR ORGANIZATION'S FINANCIAL AND AUDIT INFORMATION
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Most recent Profit/Loss Statement or most recent tax reported document
DETAILS OF YOUR ORGANIZATIONS DISBURSEMENT CRITERIA
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What we are looking for in this document is: How does your ministry/school decide where the funds are disbursed. What is the plan to determine and implement a payout/donation/grant/contribution etc.
DETAILS OF YOUR ORGANIZATIONS INTERNAL CONTROLS
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What we are looking for in this document is: Who decides the disbursements? Who is able to receive a contribution? Is there a meeting set where a board decides this, or does one person control decisions, is this a community vote, etc. This may already be in your Articles or ByLaws.
SIGNED OPERATING AGREEMENT
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PARTNERSHIP AGREEMENT, SIGNED BY ALL PARTNERS
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FILED FICTITIOUS BUSINESS NAME STATEMENT
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Please provide if Partnership Agreement is not required to be filed with the Secretary of State
BOARD MINUTES, OR LETTER ON LETTERHEAD, IDENTIFYING ALL APPROVED ACCOUNT SIGNERS AND INFO ONLY INDIVIDUALS, SIGNED BY BOARD SECRETARY
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Do you need to upload additional documents?*
ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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ADDITIONAL DOCUMENT- Optional
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CERTIFICATION AND AGREEMENT FOR MEMBERSHIP IN AMERICA'S CHRISTIAN CREDIT UNION

I, the undersigned, hereby make application for membership in America's Christian Credit Union, a California corporation, (hereinafter referred to as "Credit Union") on behalf of the applicant account (hereinafter referred to as "Applicant") and represent and warrant that if the Applicant is incorporated that they are currently in good standing with the state in which the Applicant is incorporated and that, if the Applicant is a foreign corporation doing business in California or any state in which the Applicant makes application for membership in the Credit Union, the Applicant has met all requirements for a corporation doing business in California or the state in which it makes application for membership in the Credit Union. I, the undersigned, represent and warrant that (i) I have been directed by the Applicant for which I act to apply for membership in the Credit Union, (ii) I have been granted authority by the Applicant to execute this Application and Agreement for Membership on the behalf of the Applicant, and (iii) I have the authority to bind the Applicant for membership in the Credit Union.

The Applicant hereby agrees to pay the membership fee established from time to time by the Board of Directors, as a condition of admission to membership in the Credit Union and understands and agrees the Applicant shall not have any membership rights or become a member in the Credit Union until such time as (i) the membership fee, as stated in the Corporate Fee Schedule, established at the time of this application for membership is paid, (ii) this application for membership has been approved as provided in Sections 14456(a) and 14800(a) if the California Financial Code and (iii) the Applicant has provided any and all information required by the Credit Union to determine the Applicant's corporate existence, the Applicant's standing in the state of its incorporation, the state in which it makes application for membership in the Credit Union and the Applicant's eligibility for membership in the Credit Union. The Applicant hereby agrees, as a minimum requirement for the Credit Union's consideration of this Application and Agreement for Membership, to provide (i) if incorporated, a copy of the Applicant's Articles of Incorporation which must be certified if deemed necessary by the Credit Union, (ii) a copy of the most recent statement of its elected officers and directors and agent for service of process for the Applicant, and (iii) the federal tax identification number of the Applicant.

Further the Applicant agrees, upon approval of this Application and Agreement for Membership in the Credit Union, (i) to provide the Credit Union with any change in the address of its principal executive office and the address of its office in the state in which it made application for membership or the state or states in which it currently holds a share account, (ii) to provide annually to the Credit Union a statement listing its elected officers and directors and agent for service of process, and (iii) upon request from the Credit Union, a certified copy of a certificate showing the Applicant is a corporation in good standing with the state of incorporation and, if different from the state of its incorporation, the state or states in which it applied for membership in the Credit Union or currently holds a share account. No waiver or modifications of this Agreement or any covenant, condition or limitation contained in this Agreement shall be valid unless in writing and executed by the party to be charged with it. This Application and Agreement for Membership in the Credit Union shall be interpreted in accordance with and governed in all respects by the laws of the State of California.

Further the Applicant agrees: (i) To indemnify the Credit Union against and hold the Credit Union harmless from any and all loss damage, claim or expense which corporation may suffer to incur by reason of the foregoing, (ii) that the Credit Union is under no obligation to pay a share draft which exceeds the balance in the Share Draft Account; the Credit Union may, however, pay such a draft and charge the amount of resulting overdraft to any other share account which the person(s) who signed the share draft is entitled to withdraw from, (iii) the Credit Union is under no obligation to pay a share draft on which the date is more than six months old., (iv) except for the negligence, the Credit Union is not liable for any action it takes regarding the payment or non-payment of a share draft, (v) any dispute regarding an item listed on a monthly or quarterly statement shall be waived, unless made in writing to the Credit Union before the twentieth day following the day the statement is mailed, (vi) the share draft account is subject to service charges in accordance with the rate of schedules adopted by the Credit Union, and (vii) the use of the share draft account is subject to such other terms, conditions and requirements as the Credit Union may establish from time to time. The venue for the resolution of any dispute related to or arising out of this Application and Agreement for Membership in the Credit Union shall be the county in which the Credit Union has its principal executive office.

Financial Account Abuse and Closure of Account: The Credit Union reserves the right to suspend, restrict, deny, or terminate account services and activity, which may include placement of administrative holds on account proceeds, or take such actions as deemed necessary for suspected illegal activity or account financial abuse. You agree to indemnify and hold the Credit Union harmless from and against all claims, actions, damages, losses, and expenses, including legal fees, as a result of any action or inaction taken in relation to the matters described here. The Credit Union may close a checking account at any time. Closure of a checking account will not affect the obligation to pay any outstanding balances or charges owed.

Further I, the undersigned, assert that I have read and agree to the following:

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W9 - REQUEST FOR TAXPAYER IDENTIFICATION NUMBER AND CERTIFICATION

The number shown on this form is the Applicant's correct taxpayer identification number (or Applicant is waiting for a number to be issued), and the Applicant is not subject to backup withholding because: (a) Applicant is exempt from backup withholding, or (b) Applicant has not been notified by the Internal Revenue Service (IRS) that Applicant is subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified Applicant that Applicant is no longer subject to backup withholding.*
I, THE UNDERSIGNED, CERTIFY ALL INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE, THAT I AM A U.S. CITIZEN OR OTHER U.S. PERSON, AND THAT I HAVE THE AUTHORITY TO SIGN ON BEHALF OF THE APPLICANT. TYPING MY NAME BELOW CONSTITUTES AN ELECTRONIC SIGNATURE EQUIVALENT TO A HANDWRITTEN SIGNATURE IN VALIDITY, ENFORCEABILITY, AND ADMISSIBILITY.*
SIGNER NAME*

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