A Message From Our President/CEO


Greetings in Christ, and Welcome to Summer!

I hope everyone enjoyed a safe and patriotic 4th of July weekend. It may not have looked the same as in previous years, but I hope you were able to spend time with your families and safely celebrate our freedoms. We are facing many challenges as a nation right now, yet as I reflect on biblical stories and the reality of the early Church, I’m comforted by the ever faithfulness and promises of God. I pray this text from Psalm 85 will bring encouragement and peace to you:

“Let me hear what God the Lord will speak,
for He will speak peace to His people,
to his faithful, to those who turn to Him their hearts.
Surely His salvation is at hand for those who fear Him,
that His glory may dwell in our land.”

America's Christian Credit Union is committed to praying for you and helping to protect and serve all of our members during this COVID-19 (Coronavirus) pandemic. If you are experiencing financial hardships during this challenging time, please contact us so we can help you and prepare you for a stronger future once this storm passes.

As an approved lender by the Small Business Administration (SBA), we have resumed taking applications for Paycheck Protection Program loans. The Program, which ended in June, has been given an extension to August 8th. We would like to invite you to apply for the Paycheck Protection Program (PPP) with us through our application portal at Info.AmericasChristianCU.com/PPP. We are thrilled to have assisted hundreds of churches, ministries, schools, camps, businesses and self-employed members with this relief loan, funding over $55 Million in PPP loans as of 7/1/2020.

If you, or organizations you know, should need to apply for a PPP loan or are struggling with their current financial institution’s process, please visit our portal or share our portal address before the August 8th application deadline. 

May God bless you and keep you in His grace.



Vicki VannBerstein, MBA


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Building Stronger Ministries


Payment Protection Program (PPP)

ACCU is an approved lender by the Small Business Administration (SBA) and resumed accepting Paycheck Protection Program (PPP) applications on July 6, 2020 through the end of business on August 8, 2020 processing applications as expeditiously as we can on a first come, first-served basis.

Please continue to check-in with the SBA to be apprised of any changes and updates that may affect your loan in any part of the process. https://www.sba.gov/document/support--faq-lenders-borrowers

We have received over 1,500 applications for this program, and that number rises daily as churches, Christian schools, ministries, and Christian business owners realize they are eligible. Small businesses as defined by SBA size standards (generally up to 500 employees) are eligible to apply. For the first time, this now includes all churches, ministries, Christian school and other entities that are registered as a 503(c)(3) organization. Previously, religious institutions have not been eligible for SBA7(a) loans (a loan program that provides small businesses, see sba.gov for more). All Non-profits with fewer than 500 employees who are 501(c)(3)'s do not receive Medicaid funding.

The SBA will accept applications from approved lenders until August 8, 2020. If you know of a church, Christian school, ministry, or business looking  to apply for this program please share our information and application page with them. Our staff is working tirelessly to process and submit as many applications as we can to help ministries and businesses thrive during this uncertain time.

“You are all amazing and have worked so hard to help hundreds of churches and ministries get funded. You worked (really) long hours to help so many of us in need and we are grateful. Sometimes it is difficult to see the impact of how you serve the brethren when you work in a cubicle or office most of the work day but I assure you, many have been blessed because of your efforts. Ministries have been strengthened, employees/staff given financial hope, and our customers (campers in our case) will be able to hear the Good News and have a great time while doing so. The team at ACCU was able to do in three days what my former financial institution could not accomplish in three weeks.”
- Gabe Valencia - Executive Director, Mile High Pines Camp

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Corporate Visa® Card

Our heart has always been and will remain dedicated to helping ministries and their Kingdom building work. Whether your ministry is directly connected to a church, or your mission field is on Main Street as a Christian business owner - our mission is to ensure resource multiplication happens. Therefore, we do not charge an annual fee, and points can be used for cash back, travel, and more.

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Church Loans

For over 60 years, ACCU's mission has been, “To Reach, Serve, and Teach," and we will go to every length to understand and support the growth of your mission. We’ve helped hundreds of churches, ministries, and schools from coast to coast. Our loan solutions – including construction, expansion, and term – can help your institution. Lock in your low-rate church loan today.

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Missio Nexus

ACCU is proud to be a member of Missio Nexus, an organization focused on creating an environment for Great Commission influencers, where each member can meet peers, colleagues and mentors who are working toward similar goals. If you, your organization, or someone you know is a Misso Nexus member and in need of assistance; we may be able to help. Our staff is available to help our valued missionaries obtain access to Payment Protection Funds.

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Building Stronger Families

We are here to help.

COVID-19 has certainly brought some unique challenges to every day life. We want to assure you we are here to help you in any way we can. Our mission is to assist our members in communities across the country in responding to hardships and recovery efforts. We call this "Stronger Together" and  we are here to help.


Auto Loans

Whether you’re shopping for a car, truck, SUV, van or crossover - new or used - ACCU can help tailor a loan solution that will fit your needs and budget. Our low-rate auto loans are great for both new and used vehicles. We also offer auto loan refinancing options for non ACCU loans, with the option to defer your first payment up to 90-days!

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Unlock the Equity in Your Home

A Home Equity Line Of Credit (HELOC) can provide low-interest funding for scheduled improvements or to help cover expenses. For a limited time only for applications received between now and 8/31/2020 in certain states, we are offering special introductory offers including no payments for 90 days.

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Our Heart for Adoption

Adoption is the heart of the gospel and one of the highest callings a believer can undertake, and we are proud to partner with the Christian Alliance for Orphans to further advance this cause.

“When I think of ACCU, my heart is glad. The Christian Alliance for Orphans team and I love being part of this work to see every child experience God’s unfailing love, and we take a double joy in how you pour into it with us. Thanks be to God. And thank you for being His way of fueling this mission. We labor together in shared initiatives that inspire and equip Christians for effective orphan care, family strengthening, adoption and foster care. We work to see the local church in every nation known as the primary answer for the needs of vulnerable children in their midst. It is clear that the deepest values of our organizations are thoroughly aligned and that a larger partnership is being formed for God’s work. Your partnership and support will enable thousands upon thousands of people to more deeply grasp God’s heart for vulnerable children and how ordinary people can make a difference. The need for this understanding and action is all the more needed in the present situation of COVID-19 and (especially) all that will follow in its wake. Thank you again for all the ways you have welcomed us. We look forward to a long and fruitful partnership!”
Jedd Medefind - President, Christian Alliance for Orphans

Recently, we heard from the Reese Family, recipients of two ACCU adoption loans, as they celebrated the baptism of their second adopted daughter and thanked ACCU for everything that they do to make the miracle of adoption possible:

“You guys are the best. My wife and I cannot express how much our family means to us. It took us a long time to have our family and now we have two beautiful little girls.”
The Reese Family - Mission Viejo, CA

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Building Stronger Communities


Community Outreach

We are all affected by the COVID-19 pandemic and our most vulnerable families and our frontline caregivers may feel the most impact. With school closings and job losses, many families are finding it more challenging than ever to access food and resources. Local restaurants are strained due to mandated dine-in closures. Our health providers are working tirelessly on the frontlines to help those affected by COVID-19.

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ACCU Receives 5-Star Rating and "Favorite Credit Union" Award

America's Christian Credit Union was awarded "San Gabriel Valley Readers Choice Favorite Credit Union" as well as a Five-Star "superior" institution rating by BauerFinancial. “We are deeply honored to receive these awards and thankful to God for His many blessings on the credit union for over six decades,” said ACCU President/CEO Vicki VannBerstein, who quickly and successfully transformed ACCU into a digital-forward credit union. Under VannBerstein's leadership, ACCU has adopted a remote work strategy while building an online system to process over 1,000 Paycheck Protection Program (PPP) loan applications bringing much-needed financial relief for hundreds of churches, schools, non-profits, and small businesses across the country during the global coronavirus pandemic.

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Building Stronger Futures


Prayer for Christian Schools & Universities

We are honored to partner with the Council for Christian Colleges & Universities (CCCU), Association of Christian Schools International (ACSI) and others to promote Christ-centered learning and to develop students into leaders to make a difference in the world for Christ. We encourage you to join us in praying for the future of Christian schools and universities nationwide, as they work hard to prepare for the return of students.

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Private Student Lending

ACCU offers private undergraduate student loans for first-time students and those returning to college, student loans for parents, refinancing for existing student loans, and graduate lines of credit for those looking to return to school through our partnership with Student Choice. For existing ACCU loans, we have taken steps to ensure that you have access to the services and support that you need.

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Music Video Release

We celebrate the release of "Yesterday, Today & Forever", a song and video featuring Life Pacific University student Johnny Knox who co-wrote the song with Dr. Steven Felix, the Director of LPU's Worship Arts & Media program. The song is rooted in Hebrews 13:8, "Jesus Christ is the same yesterday, today, and forever." Click the video above to watch and listen.

It's A Money Thing

Running out of movies to stream or new episodes to binge? Why not give "It's A Money Thing" a try? As our commitment to building stronger futures remains strong, we want to provide you (and your family) with great financial resources. Our video library, handouts and worksheets are here to help you boost your understanding of your finances. Choose from topics like foiling identity theft, boosting your credit score, how to save on groceries, building an emergency fund, and many more!

Foiling Identity Theft

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year. The good news is that there are tons of things you can do to deter identity thieves.

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IAMT Leasing-vs-Buying
Buying vs. Leasing a New Car

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing.

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IAMT Student-Loans-101
Student Loans 101

If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) 

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The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.